Bases: Luke · Davis-Monthan · Yuma · Fort Huachuca · $0 down VA · HB 2792 disabled-Veteran tax help · Call Mike (480) 296-6513

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AZ Disabled Veteran Property Tax Savings (HB 2792)

Arizona's expanded disabled Veteran property tax exemption (effective Feb 12, 2026) is the biggest change in AZ Veteran benefits in a decade. See your savings.

By Mike Certo, NMLS #260555 —

Your situation

Your disability rating
Service-connected disability rating from the VA.
Your home
This tool estimates assessed value at 10% of market value. Your county statement's limited property value is usually LOWER than market — so if this shows $0 for a partial rating, check your actual assessed value: under $36,454, you may still qualify.

Your savings under HB 2792

$0 per year · $0 over 10 years
Annual property tax (without exemption)$0
Exemption applied$0
Estimated assessed value (10% ratio)$0
Annual property tax (after exemption)$0
Annual savings$0
How to claim: File the AZ Form 82514B "Disabled Veteran Affidavit" with your county assessor during the filing window — first Monday in January through the last business day of February (confirm your county's exact date). Most counties have it as a PDF download on their assessor website. Mike can point you to your county's forms and factor the approved exemption into your mortgage numbers.

Talk to an AZ VA loan specialist about your numbers

Have a question about what this calculator showed you? Mike Certo (Cornerstone First Mortgage, NMLS #260555) reviews every result personally. No commitment, no pressure.

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Estimates only. Not a commitment to lend. Actual VA loan terms depend on full underwriting including credit, income, assets, property appraisal, residual income, and VA entitlement. Mike Certo · Cornerstone First Mortgage NMLS #173855 · Mike Certo NMLS #260555. Equal Housing Lender.