Gilbert VA loans
Mike Certo · Cornerstone First Mortgage · NMLS #260555 ·
Gilbert frequently tops "best places to live" + "safest cities" rankings in AZ. For VA buyers with school-age kids, Gilbert is the premier choice in the east valley — and prices reflect that. Higley Unified + Gilbert Public Schools both highly regarded.
Gilbert basics
- Median home price 2026: ~$575,000 (premium, often highest in east valley)
- 2026 VA loan limit: $832,750
- Maricopa County property tax effective rate: 0.51%
- Average insurance: $1,400-$1,800/year
- HB 2792 disabled vet exemption: Fully applicable
Top Gilbert neighborhoods for VA buyers
- Power Ranch — Established master-planned community, Higley schools. Strong VA market.
- Layton Lakes — Lakefront-style community
- Trilogy at Power Ranch — 55+ section within Power Ranch
- Western Sky — Newer community
- Seville — Established premium subdivision
Gilbert-specific advantages
- Top family rankings — Consistently #1 or #2 for safety + livability in AZ
- School strength — Higley + Gilbert Unified both excellent
- Strong masterplanned community options — Power Ranch + others
- Active community events — Heritage District + downtown Gilbert
- Low crime + strong infrastructure
Gilbert-specific challenges
- Highest priced in east valley for equivalent homes
- Most competitive for VA buyers under $550K
- Long Luke AFB commute — 40-50 min, similar to Chandler