Arizona VA Loan Resources Hub
Program figures verified July 2026. Details change; confirm your scenario with us.
Every free tool, guide, and resource Mike publishes — all in one place.
Downloadable PDFs
- The AZ VA Loan Playbook: 30+ page guide to using VA financing in Arizona. Covers eligibility, calculations, AZ-specific advantages (HB 2792, DPA), summer PCS tactics, VA appraisal, refinancing, and pitfalls.
- AZ Veteran Money-Saving Guide: quarterly-updated 20-page guide to AZ + federal Veteran benefits, discounts, and tax breaks. Updated quarterly.
Calculators (8 total)
- BAH → Purchase Price: base + rank → max AZ home price with AZ summer utility reality
- Funding Fee Calculator: first use vs subsequent + disability waiver
- PITI Payment Calculator: full monthly with AZ county property tax + insurance + HOA
- Max $0-Down Purchase Calculator: income → max VA home price at 41% DTI guideline
- HB 2792 Tax Savings Calculator: disabled Veteran property tax exemption $ savings
- IRRRL Recoupment Calculator: 36-month VA rule pass/fail
- Disability Gross-Up Calculator: 25% boost to qualifying income
- Residual Income Calculator: VA's West region 2026 thresholds
- All calculators in one place
Core AZ VA loan guides
- Home: site index + base routing
- Eligibility: COE, service requirements, entitlement
- 2026 AZ Loan Limits: all 15 counties + jumbo
- HB 2792 Disabled Veteran Property Tax: 2026 expansion in-depth look
- Funding Fee + Waiver: VA-exempt status waiver
- IRRRL Simplify Refi
- First-Time VA Buyer
- Assumable VA Loans
AZ-specialist content (zero-national-coverage)
- AZ DPA + VA Stacker: Home Plus + Home In Five Veteran bonus + Pathway status check (program is defunct)
- VA Construction Loans in AZ: single-close vs two-close + AZ builder list
- Snowbird to AZ Resident: occupancy + tax residency transition
- Tribal Lands + NADL: 22 AZ tribes + Native American Direct Loan
- Master-Planned Community VA Status: Estrella, Vistancia, Verrado, Eastmark, etc.
- Wildfire + Insurance Reality: Flagstaff, Sedona, Payson, Prescott
- Phoenix vs Tucson vs Prescott: AZ metro comparison
- Summer PCS Playbook: June-August buyer competition tactics
- AZ Retiring Veteran Guide: top-3 US retirement state for Veterans
- VA Loan Glossary: 75+ AZ-relevant terms
Comparison pages
Base hubs (deep PCS guides)
- Luke AFB: 56th Fighter Wing, F-35A, Glendale
- Davis-Monthan AFB: 355th Wing, A-10 sunset + special-operations transition, Tucson
- MCAS Yuma: MAWTS-1, MAG-13
- Fort Huachuca: Army Intelligence + Cyber, Sierra Vista
City guides
Veteran discounts
- Statewide AZ Veteran discounts: state programs + federal benefits + national chains
- Phoenix metro discounts
- Tucson area discounts
- Sierra Vista + Fort Huachuca discounts
Free services
- AZ VA Credit Tune-Up: free credit coaching for Veterans planning to buy in 6-12 months
- 60-Second Eligibility Check: 3-step intake, no credit pull
Connect with Mike
- About Mike: credentials, NMLS, philosophy
- Contact: phone, email, contact form
- For Real Estate Agents: Realtor referral playbook
External resources worth knowing
- NMLS Consumer Access: verify Mike's license + Cornerstone's license
- VA Home Loan Benefits (VA.gov): official VA loan documentation
- AZ Department of Veterans' Services: state Veteran programs
- AZ Industrial Development Authority: Home Plus DPA program
- Phoenix IDA Home In Five: Home In Five DPA + Veteran bonus